Pay in full or choose a flexible payment plan with Shop Pay Installments. Orders from $35 to $30,000 are eligible.
How to pay in installments
- Add your items to the cart and go to checkout.
- Pay with Shop Pay and choose to pay in installments.
- Pick the plan that suits you. The plans on offer depend on your order total.
- Complete the quick eligibility check, then confirm your purchase.
Product pages show the payment options for each eligible item.
Payment plans
- Orders from $35 to $49.99: 2 interest-free payments, every 2 weeks.
- Orders from $50 to $999.99: 4 interest-free payments, every 2 weeks.
- Orders of $150 or more: monthly payments. Some monthly plans carry interest.
Fees and paying early
There are no late fees. You can pay off your balance early without penalty, and on a plan with interest, paying early saves you interest.
Your credit
Applying has no impact on your credit. Your loan and payment information may be shared with credit reporting agencies, and late or partial payments may affect your credit score and your ability to use Shop Pay Installments in the future.
Who can use it
You need a Shop Pay account, a US billing and shipping address, and to pay in US dollars.
Returns and cancellations
Orders paid in installments follow our Return & Refund Policy. To request a return or cancellation, contact us. A refund goes first to your remaining installment balance, and your payments update automatically. Keep making any payments that fall due until the refund is processed.
Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.